How to Secure Your Dream Home


Homeownership can be one of the greatest investments and offers an amazing sense of pride and security. Whether you are a first time home buyer or continuing to build your wealth through real estate opportunities, the immediate goal is typically similar: to secure the property that best fits your needs, as quickly as possible, and at the right price. Here are 3 steps to achieving your goals:



What is it that you really want to achieve with home ownership? Perhaps for you, it is to build wealth, for some, it is a passion, for others, it is all about building security for their family and future. It may be all of the above, however, each one of us is unique and our needs vary. Just like every other goal, this also needs a unique plan of accomplishment. Some serious questions to consider are:

  • Do you have a time limit when you have to be into your new home?
  • How long do you intend on staying in the property?
  • Where do you need to keep your monthly payments to stay comfortable?
  • Can you sell your home and buy your dream home consecutively without being displaced for any period of time?
  • Can you move up into your dream home and keep your current home as an investment?
  • What do you really need, want, or discourage in your new home?

We understand that while there is a certain business aspect to home buying, it is also a personal and highly emotional transaction.  We take the time to meet with our clients, and really get to know them and understand their needs so we can best advise and strategize, to ensure we arrive at the best possible opportunity.  The first step in the process is to sit down, review your goals and set up a plan of action.



The mortgage world has changed dramatically over the past years and continues to evolve with new guidelines, programs and requirements.   In that, what was once true yesterday may be different today and even though borrowers have good credit and income, it doesn’t always mean they will qualify. With tighter guidelines it is important to get pre-approved as early as possible to minimize the risk of stumbling upon hurdles later that can cost not only time, but many times significant chunks of money.  Understanding your loan options and how much you feel comfortable taking on is the key to understanding how and where to begin your home search. Additionally, sellers and listing agents today all require a pre-approval letter, as well as proof of funds when submitting an offer to ensure the negation begins only with qualified buyers, and when you have found that perfect home, your time to react is very limited. How would you feel if your dream home passes you by because you were not ready to react when an opportunity presented itself?


3: GET EDUCATED & Confident

Once your goals are in place, it is time to begin narrowing down the area and type of property that will meet your needs. Source information about schools, neighborhoods, types of homes, HOA benefits, community resources, entertainment, restaurants, commute, etc. Additionally, you will want to understand the local real estate market and market segment you are shopping in. Understand market time, sales trends, the inventory, and of course the competition.  Understanding the market, and identifying exactly where the right opportunities will likely exist is the key to getting the best deal possible.  We can literally cut your search time in half.  By understanding exactly what fits your needs we are able to identify pockets of communities that will offer the right opportunities, help you understand what those homes look like, what the community offers, and what the probability of upcoming opportunities will be, so we can focus our time in the right direction, ultimately building your knowledge in the area and the market, and building your confidence in your decision making.

Think about it, once you feel confident you have explored the market, understand what a good deal looks like and know exactly where the homes are located that fit your needs, you can confidently react when the right opportunity presents itself.  That is what having a true Real Estate Adviser is all about.

Pacific Sotheby's International Realty
DRE# 01767484
Pacific Sotheby's International Realty
Massa & Associates Real Estate Group
3702 Via de la Valle, Suite 202
Del Mar, CA 92014
DRE# 01767484

Based on information from California Regional Multiple Listing Service, Inc. as of September 24, 2019. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.